Fiverr is the best place to make money online for free. This website lets you offer any kind of service that you are good at and earn money from it. Getting. Taking portions from your tax-deferred, after-tax, and taxable accounts could give you the money you need, at the tax rate you desire, without knocking your. Yes. It's called investing. You go out and work to earn $1. You put that dollar to work and it earns $ Now you put the $ to work. Data as of December 31, Seeking Diversifying Risks. As you move out of cash and take more risk in fixed income and equity markets, also consider. SELL UNWANTED ITEMS ONLINE FOR EXTRA CASH: An easy way to make easy money without the commitment of a job is by selling gently used items you no longer need or. High-risk investments may offer the chance of higher returns than other investments might produce, but they put your money at higher risk. Although you might earn a steady paycheck from working, investing can put your hard-earned money to work for you. A wisely crafted investment portfolio can. “Now, taking very limited risk, you could potentially earn more than 5% on high-quality fixed income,” Diczok says. “And you could potentially earn two to three. “Some good things about this are that you make money regularly, and you don't have to pay taxes on what you earn until you take it out.” In other words. Fiverr is the best place to make money online for free. This website lets you offer any kind of service that you are good at and earn money from it. Getting. Taking portions from your tax-deferred, after-tax, and taxable accounts could give you the money you need, at the tax rate you desire, without knocking your. Yes. It's called investing. You go out and work to earn $1. You put that dollar to work and it earns $ Now you put the $ to work. Data as of December 31, Seeking Diversifying Risks. As you move out of cash and take more risk in fixed income and equity markets, also consider. SELL UNWANTED ITEMS ONLINE FOR EXTRA CASH: An easy way to make easy money without the commitment of a job is by selling gently used items you no longer need or. High-risk investments may offer the chance of higher returns than other investments might produce, but they put your money at higher risk. Although you might earn a steady paycheck from working, investing can put your hard-earned money to work for you. A wisely crafted investment portfolio can. “Now, taking very limited risk, you could potentially earn more than 5% on high-quality fixed income,” Diczok says. “And you could potentially earn two to three. “Some good things about this are that you make money regularly, and you don't have to pay taxes on what you earn until you take it out.” In other words.
It's also about leveraging and hedging your investments the right way without putting too much risk tolerance on the line. That doesn't mean that you don't. Invest in the stock market. One way to make money without working is to play the stock market to your advantage. Stock trading is by no means risk-free, but. make investments without a guaranteed return—and hence bear risk. Why Money for Reinvestment Has Dried Up. Since the early s, when restrictions on open. While it's true that there are risks, I'll explain why I believe almost anyone can earn money by investing and what it's been like for me to invest using my. There is no investment strategy anywhere that pays off as well as, or with less risk than, merely paying off all high interest debt you may have. If you owe. One final low-risk investment you can consider is a cash management account. These accounts are alternatives to checking and savings accounts that many online. Some of the best ways to make money without a job are selling print on demand products, freelancing, content creation, gig economy participation, investing. Kenneth Chavis IV, CFP and senior wealth manager at LourdMurray, suggests money market funds “for those who are not comfortable with investment risk but want to. Data as of December 31, Seeking Diversifying Risks. As you move out of cash and take more risk in fixed income and equity markets, also consider. O'Neil's powerful CAN SLIM® Investing System―a proven 7-step process for minimizing risk and maximizing gains―has influenced generations of investors. Based on. Banks will usually fund these businesses as well, they've proven to make money. risk of losing some or all of the money you invest. Before investing you. Do not give discretionary authority to your broker without seriously considering the risks involved in turning control over your money to another person. 2. 1. Money Market Funds. A money market fund is a type of mutual fund that typically has low risks. · 2. Fixed Annuities · 3. Preferred Stocks · 4. Treasury Notes. Whether you make or lose money in the market depends on how your investments perform. That's what the risk in investing is all about. You can lose money because. Taking online surveys is one of the easiest ways to earn extra money. And plenty of companies are looking for consumer feedback to improve their products or. “Some good things about this are that you make money regularly, and you don't have to pay taxes on what you earn until you take it out.” In other words. Low-risk investments like HYSEs, CDs, or MMAs are good options because they give you a guaranteed return on investment. However, if you stick with these low-. Some of the best ways to make money without a job are selling print on demand products, freelancing, content creation, gig economy participation, investing. They can be a valuable tool for diversifying your portfolio, allowing you to earn interest on your savings while helping reduce market risk. Put your cash to. Anyone who claims little or no risk, or that an investment will make money without putting in much time and effort is a scammer. Scammers give few details.
Elon Musk, CEO of Tesla, is the richest person and the richest man in the world with a net worth of $ billion. · After Musk is Jeff Bezos, founder of Amazon. The most well-known Elon Musk companies are electric car company Tesla, space transportation and satellite company SpaceX, and, most recently, social media site. Elon Musk's wealth doesn't come from him hoarding Tesla's extractive profits, like a robber baron of old. For most of its existence, Tesla had no profits at all. So, Zip2 made him a millionaire, and he continued growing his wealth by investing and involving himself in new innovative tech companies. Is Elon Musk A. Elon Musk made $ million when PayPal was sold to eBay in October He was first listed on the Forbes Billionaires List in , with a net worth of. Elon Musk has $ Billion. (as of August 27, ). But what does that really mean? We will visualize how much this is with. He became rich by investing in disruptive new technologies before they were popular, back when most people were predicting they were going to fail. So when Martin Eberhard and Marc Tarpenning approached Musk to become the first investor in a company called Tesla, Elon was all in. He wanted the car to be an. Elon Musk's 5 key tips of working extremely hard, building a far better product, hiring exceptional talent, obsessing over perfecting the product itself, and. Elon Musk, CEO of Tesla, is the richest person and the richest man in the world with a net worth of $ billion. · After Musk is Jeff Bezos, founder of Amazon. The most well-known Elon Musk companies are electric car company Tesla, space transportation and satellite company SpaceX, and, most recently, social media site. Elon Musk's wealth doesn't come from him hoarding Tesla's extractive profits, like a robber baron of old. For most of its existence, Tesla had no profits at all. So, Zip2 made him a millionaire, and he continued growing his wealth by investing and involving himself in new innovative tech companies. Is Elon Musk A. Elon Musk made $ million when PayPal was sold to eBay in October He was first listed on the Forbes Billionaires List in , with a net worth of. Elon Musk has $ Billion. (as of August 27, ). But what does that really mean? We will visualize how much this is with. He became rich by investing in disruptive new technologies before they were popular, back when most people were predicting they were going to fail. So when Martin Eberhard and Marc Tarpenning approached Musk to become the first investor in a company called Tesla, Elon was all in. He wanted the car to be an. Elon Musk's 5 key tips of working extremely hard, building a far better product, hiring exceptional talent, obsessing over perfecting the product itself, and.
In , Musk was an early investor who provided most of the initial financing in the electric-vehicle manufacturer Tesla Motors, Inc. (later Tesla, Inc.). Educated at the University of Pennsylvania in physics and business, Musk started getting his feet wet as a serial tech entrepreneur with early successes like. He's also the CEO and lead designer of the aerospace company SpaceX. Elon Musk has generated his wealth primarily through companies that he founded, but part of. Forbes magazine reported that Arnault and his family's wealth increased by $ billion last Friday, bringing their total net worth to $ billion whereas. Elon Musk has $ Billion. (as of August 15, ). But what does that really mean? We will visualize how much this is with. Elon Musk began building his fortune by starting the company Zip2. The company was acquired by Compaq in for $ million, of which a year-old Musk. Musk was long convinced that for life to survive, humanity has to become a multiplanet species. However, he was dissatisfied with the great expense of rocket. Musk was long convinced that for life to survive, humanity has to become a multiplanet species. However, he was dissatisfied with the great expense of rocket. Elon Musk, CEO of Tesla, is the richest person and the richest man in the world with a net worth of $ billion. · After Musk is Jeff Bezos, founder of Amazon. Elon Musk's 5 key tips of working extremely hard, building a far better product, hiring exceptional talent, obsessing over perfecting the product itself, and. Only Bernard Arnault and Elon Musk exceed Bezos's wealth Article Sources A mogul is an individual who has been very successful in business and has become. Elon Musk is so rich, his net worth is larger than the nominal GDP of + countries—including Slovakia, Morocco, and Iceland. · Elon Musk is wealthy enough to. So, Zip2 made him a millionaire, and he continued growing his wealth by investing and involving himself in new innovative tech companies. What is this? Report. Elon Musk became wealthy through a combination of smart investments, entrepreneurship, and innovation. He first became a millionaire in He's a salesman who makes fancy unrealistic promises and there are enough people to buy them. His wealth is a bubble which will collapse once. The most well-known Elon Musk companies are electric car company Tesla, space transportation and satellite company SpaceX, and, most recently, social media site. Musk was long convinced that for life to survive, humanity has to become a multiplanet species. However, he was dissatisfied with the great expense of rocket. Elon Musk is so rich, his net worth is larger than the nominal GDP of + countries—including Slovakia, Morocco, and Iceland. · Elon Musk is wealthy enough to. So when Martin Eberhard and Marc Tarpenning approached Musk to become the first investor in a company called Tesla, Elon was all in. He wanted the car to be an. Why is Musk so rich? The answer tells us something profound about our economy: he is wealthy because people are betting on him. But unlike a bet in a.
If your previous employer contributes matching funds to your (k), the money typically vests over time. If you're not fully vested when you leave the employer. When you quit your job after establishing a (k), you will not receive the match anymore. You will have multiple other investment options. More often than not. Once you leave a job where you have a (k), you can no longer make contributions to the plan and no longer receive the match. There may be better investment. It's possible you've been receiving updates on your old (k) and didn't even realize it. Even after leaving a job, companies will often continue mailing out. The only other way to get access to your funds is to leave your employer. Disadvantages of Closing Your k. The IRS allows individuals to cash out their k. Generally, you have three options for managing your account balance in your employer's retirement plan when you change jobs or retire. Four things you can do with your (k) money · 1 Keep your money in the plan— · 2 Roll your (k) to your new employer— · 3 Roll your (k) to an IRA— · 4. If you're quitting, like I did that first time, or suffering a layoff like my second time, you have either 3 or 4 options, depending on your account balance. Yes. You can leave your (k) with your former employer if you have a balance of $5, or more. This could be an appealing alternative—especially if you're. If your previous employer contributes matching funds to your (k), the money typically vests over time. If you're not fully vested when you leave the employer. When you quit your job after establishing a (k), you will not receive the match anymore. You will have multiple other investment options. More often than not. Once you leave a job where you have a (k), you can no longer make contributions to the plan and no longer receive the match. There may be better investment. It's possible you've been receiving updates on your old (k) and didn't even realize it. Even after leaving a job, companies will often continue mailing out. The only other way to get access to your funds is to leave your employer. Disadvantages of Closing Your k. The IRS allows individuals to cash out their k. Generally, you have three options for managing your account balance in your employer's retirement plan when you change jobs or retire. Four things you can do with your (k) money · 1 Keep your money in the plan— · 2 Roll your (k) to your new employer— · 3 Roll your (k) to an IRA— · 4. If you're quitting, like I did that first time, or suffering a layoff like my second time, you have either 3 or 4 options, depending on your account balance. Yes. You can leave your (k) with your former employer if you have a balance of $5, or more. This could be an appealing alternative—especially if you're.
The pros: If your former employer allows it, you can leave your money where it is. Your savings have the potential for growth that is tax-deferred, you'll pay. In general, there are four primary options for someone who already has a (k) plan through an employer. Let's take a look at each. If you leave your old (k) account behind when you leave your job, your retirement money is still subject to the rules set by your former employer. They can. If you don't roll over your (k) from your previous employer, it will remain in the account with that employer. However, you won't be able to contribute to it. Explore your four options for managing (k) or IRA retirement accounts when you leave your job and how they can affect your savings over time. 1. You could face a high tax bill on early withdrawals · 2. You can be on the hook for a (k) loan if you leave your job · 3. You're losing an opportunity to. We'll walk you through your options, including rolling over your (k), leaving it with a previous employer, and cashing it out. When you quit or get fired, your (k) doesn't just disappear. You have several options to manage your retirement savings, each with its own benefits and. The Tax Reform law extended the repayment period for your (k) loan until the due date of your tax return, including extensions. If you don't repay the. You can 1) leave the money in your old (k), 2) roll it over to your new employer's (k), 3) Roll it into an IRA, or 4) cash it out. Each has its pros and. In principle, it's illegal for a company to restrict access to your personal (k) funds and the earnings they have made. When leaving a job, you have options for your (k) account, including leaving it with your former employer, rolling it over into a new account, or cashing it. A (k) is an employer-sponsored plan that allows workers to defer a portion of their income for retirement. · When you leave a job, you have several options. You can take penalty-free withdrawals if you leave your job with the new employer at age 55 or older. But: Make sure to understand your new plan rules. Consider. You have 60 days from the date of leaving your employer to move the (k) money into a preferred retirement plan if your (k) balance is below $ Vesting dates—Typically, if your employer makes matching contributions to your (k) or other retirement account, that money isn't yours right away—you must. Leave the money where it is – Many employer plans allow you to keep your money invested even after you leave the company. · Roll in to your new employer's plan –. If it has good investment options, you can leave it where it is. You can roll it over into a new (k) plan (if the investment options are. If you have at least $5, in the account, you can usually leave your money in your former employer's plan at Vanguard. If you're happy with your plan, you may. Leaving your old (k) in place can be a good option if you're between ages 55 and 59 ½ and you will need your retirement savings soon. If you leave your job.
best 4k tv there is, i think it's a pretty good compromise. do they ever go room and our room. He isn't thrilled (he is a big tech guy and I guess. As far as TVs go, it's important to balance screen size with image quality. You'll want to buy a 4K TV, ideally one that also includes high-dynamic range (HDR). Kaleidescape's guide to selecting a TV for your living room or home theater. media room free from clutter. There are three types of TV mount, namely best picture from anywhere in the room. When shopping for projector mounts. I'd say the best two TV's on the market today are the Sony A95L or the Samsung S95C but you'll pay a lot for them. A media wall is a trendy feature piece where the TV (alongside any cables and satellite boxes) sits within the wall. This makes a great, modern focal point for. Our Top Tested Picks · Hisense U8N · LG Evo G4 OLED TV · Hisense U6N · LG Evo C3 OLED TV · Samsung S95D · Amazon Fire TV Omni QLED · Samsung QN90D 4K QLED TV. Most families today prefer a media room to a home theater. A multipurpose media room provides the best of both worlds — the stunning visuals and exciting audio. With size depth, a nice tv cabinet/stand and a 32 or 36 inch diagonal and p is adequate.(and far cheaper). best 4k tv there is, i think it's a pretty good compromise. do they ever go room and our room. He isn't thrilled (he is a big tech guy and I guess. As far as TVs go, it's important to balance screen size with image quality. You'll want to buy a 4K TV, ideally one that also includes high-dynamic range (HDR). Kaleidescape's guide to selecting a TV for your living room or home theater. media room free from clutter. There are three types of TV mount, namely best picture from anywhere in the room. When shopping for projector mounts. I'd say the best two TV's on the market today are the Sony A95L or the Samsung S95C but you'll pay a lot for them. A media wall is a trendy feature piece where the TV (alongside any cables and satellite boxes) sits within the wall. This makes a great, modern focal point for. Our Top Tested Picks · Hisense U8N · LG Evo G4 OLED TV · Hisense U6N · LG Evo C3 OLED TV · Samsung S95D · Amazon Fire TV Omni QLED · Samsung QN90D 4K QLED TV. Most families today prefer a media room to a home theater. A multipurpose media room provides the best of both worlds — the stunning visuals and exciting audio. With size depth, a nice tv cabinet/stand and a 32 or 36 inch diagonal and p is adequate.(and far cheaper).
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A Venture Capital Conference or Venture Capital Event is a place where entrepreneurs, inventors and investors get together to meet. Faith based online invention help courses & inventor coaching - find financing, financial help with angel investors and investment for your idea, invention. FINANCING, ANGEL FINANCING, VENTURE CAPITAL). Document prepared by Prof Business angels may be more interesting for inventors since they may not. Virtuous Cycle: The Role of Patents in Driving Investments in Innovation · Jeff Grainger, Managing Partner, The Foundry · F. · Valerie Gaydos, Founder, Angel. The second form of invention investor funding is the Angel investor. Angel investors are typically average people that have money to invest and usually have. Angel investors are investors who fund early-stage and startup companies in exchange for equity ownership interest. Successful companies like Uber, Twitter. entrepreneurs, venture capitalists, angel investors and professional advisors. Inventors Workshop International - Ventura County Creative Individuals Workshops. An angel investor is an individual who provides financial backing to early-stage startups in exchange for equity or ownership in the company. These individuals. 6. Angel Investing. Angel investors are typically affluent individuals who have a personal interest in funding new companies. They are often willing to invest. Inventors need a solid funding strategy to realize their invention and make it a commercial success. If you ve decided to submit your Read More. Your local inventors group should have contacts to investors. Your local SBDC (small business development center) knows investor groups. Try. You may find the right investor in a business angel or angel investor. This is a wealthy individual who is willing to invest his or her private capital in a. An angel investor (also known as a business angel, informal investor, angel funder, private investor, or seed investor) is an individual who provides capital. At the Venture Center, we maintain active relationships with hundreds of angel investors, venture capital University InventorsOpen submenu; Licensing. Investors want sales and they want return on investment and in large percentages. Crowd funding has displaced the angel investing arena for. inventors, promising to create slick Many inventors choose to raise funds through traditional investment such as venture capital or angel investors. Angel investors are typically high net worth individuals who invest very early into the formation of a new startup company, usually in exchange for. Venture Capital for Beginners Technology Commercialization | Venture Capital for BeginnersAs inventors and potential entrepreneurs angel investor in. BTW I have a brilliant idea and I'm looking forward to find you, my angel investor, to bring this idea alive. Unfortunately as with many inventors, I have no. Continuation practice allows us, as inventors, entrepreneurs, and angel investors, to craft the claims more precisely over time. We can do this under the.
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Find the latest Russell Midcap (^RMCC) stock quote, history, news and other vital information to help you with your stock trading and investing. The Mid-Cap Growth strategy outperformed its benchmark, the Russell Midcap®. Growth Index, which retreated %, during the second quarter. Positive. Mid caps are represented by the Russell Midcap Index, large caps are Discovery Mid Cap Growth Fund Russell Midcap Growth Index. Page 3. The Russell Midcap Index measures performance of the smallest companies (31% of total capitalization) in the Russell Index. As of 31 March , the. Seeks to track the investment results of the Russell Midcap® Index (the "Underlying Index"), which measures the performance of the mid-capitalization sector. The Underlying Index is a subset of the Russell Midcap® Index, which measures the performance of the mid-capitalization sector of the U.S. equity market, as. Russell Growth Index. The Russell Growth Index measures the performance of the large-cap growth segment of the U.S. equity securities. It includes the. The Russell Midcap® Value Index measures the performance of those Russell Midcap companies with lower price-to-book ratios and lower forecasted growth values. Russell Mid Cap® Index Strategy. Consists of the smallest stocks of the Russell ® index with a market capitalization range between $B to $B. Performance charts for iShares Russell Mid-Cap Index Fund (BRMAX) including intraday, historical and comparison charts, technical analysis and trend lines. The iShares Russell Mid-Cap Value ETF seeks to track the investment results of an index composed of mid-capitalization U.S. equities that exhibit value. The Russell Mid Cap Index covers United States securities with a mid cap market cap. This index can be important for investors that would like to benchmark for. RMCCV | A complete Russell Mid Cap Value Index index overview by MarketWatch. View stock market news, stock market data and trading information. A Complete Russell Mid Cap Index overview by Barron's. View stock market news, stock market data and trading information. Historically, the Russell Midcap Value index tends to have smaller drawdowns during pullbacks in the market, but also lower returns when the overall market is. iShares Russell Mid-Cap Index K BRMKX · NAV / 1-Day Return / + % · Total Assets Bil · Adj. Expense Ratio. % · Expense Ratio %. Analyze the Fund iShares Russell Mid-Cap Index Fund Institutional Shares having Symbol BRMIX for type mutual-funds and perform research on other mutual. stocks can be seen in the. Sharpe ratios in Figure 2. MID CAP PERFORMANCE. Large Caps. (Russell Top Index). SMID Caps. (Russell Russell Midcap Index The Russell Midcap Index measures performance of the smallest companies (approximately 27% of total capitalization) in the Russell. In the last 19 years, the Russell Midcap index (in EUR) had a compound annual growth rate of %, a standard deviation of %, and a Sharpe ratio of
I expressly authorize the owners of the websites (including disertant.ru) and Chat Host programs promoted by Duodecad IT Services Luxembourg. But I've never heard of Oranum! I'm looking at it now and very interested. Does the TOS allow explicit content? What are the parameters of. Lots of real, good, readers on Oranum but also a lot of shams. Watch a few demos and talk to them in "Free chat" for a good feel. Oranum - Please share your reviews of working there. 4 upvotes · 6 comments. r/CalebHammer icon. r/CalebHammer · Collective consultation with. Oranum is a company born from LiveJasmin. Plenty of creeps in there calling readers and jerking off and staff does nothing because these idiots. Can Oranum advisors read my energy and psychic state without me talking? Mercedes R. Lackey. Author · Author has K answers and M. Before I seek out a psychic on Oranum, what does thee Bible and any apocrypha say about them? How would the Lord and any heavenly power feel. disertant.ru I haven't used the site personally and it's not free unfortunately, but if you want to check them out here are their names. Oranum is 60% and demands that you spend x amount of time in front of your camera whether you have clients or not so people just pop on in. I expressly authorize the owners of the websites (including disertant.ru) and Chat Host programs promoted by Duodecad IT Services Luxembourg. But I've never heard of Oranum! I'm looking at it now and very interested. Does the TOS allow explicit content? What are the parameters of. Lots of real, good, readers on Oranum but also a lot of shams. Watch a few demos and talk to them in "Free chat" for a good feel. Oranum - Please share your reviews of working there. 4 upvotes · 6 comments. r/CalebHammer icon. r/CalebHammer · Collective consultation with. Oranum is a company born from LiveJasmin. Plenty of creeps in there calling readers and jerking off and staff does nothing because these idiots. Can Oranum advisors read my energy and psychic state without me talking? Mercedes R. Lackey. Author · Author has K answers and M. Before I seek out a psychic on Oranum, what does thee Bible and any apocrypha say about them? How would the Lord and any heavenly power feel. disertant.ru I haven't used the site personally and it's not free unfortunately, but if you want to check them out here are their names. Oranum is 60% and demands that you spend x amount of time in front of your camera whether you have clients or not so people just pop on in.
Can the readings from Oranum accurately predict the future for people who ask questions on the platform? God can r. Continue Reading. +. If it's anything like Oranum, get ready for the bombardment of sexual harassment and receiving only 30% of what you earn for the website. Oranum. I am professional Psychic that worked on Oranum and now works for Nebula, so there are my credentials. AI decks usually lack consistency in. Advertise on Reddit · Shop Collectible Avatars. We have encountered It probably is, when I worked briefly for Oranum or however it's. Does anyone have experience doing readings online? In particular, on the website Oranum? I recently signed up and I'm curious about people's. I joined Oranum, through an agency, back in January. a disappointing experience, and I left. Are you still there, do you make reasonable or. disertant.ru | The World`s #1 Most Visited Video Chat Community - Free Live Video Chat. I worked on oranum for over 3 years. People got obsessed about it. Couldn't make a choice unless I said so. They develop a fear after they. K votes, 74 comments. K subscribers in the FlashTV community. Welcome to r/FlashTV, a subreddit about the comic-book TV series. impeccabletim. • 7y ago. The Oranum fortune teller "video chat" intro from "Your Body" by Christina Aguilera. Upvote Downvote Award. I don't really believe in it at all, but if you'd be willing to hustle, Oranum looks like a good site to build yourself on. I see a lot of. disertant.ru This website allows anyone to do their own readings per livestream, chat etc I read on another reddit that dudes go there and ask. Oranum has an employee rating of out of 5 stars, based on 17 company reviews on Glassdoor which indicates that most employees have an average working. 88 people have already reviewed Oranum. Read about their experiences and share your own! | Read Reviews out of Oranum is a reliable platform with top-notch services. It provides an interactive way to receive psychic readings, guidance, and advice. I'll usualy get a reading on Oranum, if i'm paying for it. Some are really really detailed and spot on, and truly worth the money. Upvote 1. r/ireland - Do you remember TV3 Psychic Reading Live?? Online again: · disertant.ru Open. Archived post. New comments cannot be posted. Has Anyone Worked With Oranum? "Wonder if she saw that happening in her ctystal ball"? That's funny! Reply. Oranum 'Critique' And it seems that they do not seem terribly good for the readers. Many people also tend to open up a web-shingle. they're both less than an hour old and basically just shill for Oranum, a paid medium service.) Upvote 1. Downvote Reply reply. Award.